You have your way of reaching your full potential and success.
We have the expertise, products* and services to support you.
We pride ourselves in understanding all types of customers and their forms of income regardless of whether you are a high-net-worth individual or retail customer.
Our range of innovative mortgages is tailored towards the needs of our customers: entrepreneurs, property professionals, contractors and professionals—be they first-time buyers looking for a residential loan to existing homeowners looking to remortgage.
Mortgages tailored to your specific circumstances and forms of income
Consumer mortgages
Cynergy Bank Consumer Mortgages have been specifically designed to help those who are looking to purchase their first home or even simply move into a new property from their existing home. Our bespoke solutions help individuals finance their next big property move.
Features:
Capital repayment/Interest Only and Part:Part
Joint borrower/sole proprietor
Bespoke underwriting
Loans available from £250,000 to £2,000,000
Wealth Mortgages
Cynergy Bank's Wealth Mortgages are designed for UK-resident, high-net-worth individuals** and take into consideration the specific ways in which they structure their assets, income and cash flow.
Each application is structured by an experienced relationship manager and assessed on a case-by-case basis by our specialist underwriting team.
Benefits:
A named relationship manager
Bespoke transaction analysis/structuring
On-going support and periodic reviews with your relationship manager
Loans available from £750,000 to £10,000,000
Structured wealth mortgages
Individuals with multiple income streams may be not acceptable to conventional high-street banks. Our Private Banking team prides itself on being equipped with the best products and the expertise to fully understand your circumstances and affordability.
Features:
A named relationship manager
Periodic account reviews with RM
On-going account support from named RM
More bespoke transaction analysis/structuring
Utilisation of foreign income for affordability
Monetisation of assets
Loans available from £750,000 to £10,000,000
* Cynergy Bank only offers its own mortgage products. It is not a whole-of-market provider.
** Individuals with annual net income of no less than £300,000 or net assets of no less than £3,000,000, or whose obligations are guaranteed by a person with an income or assets of such amount.
Ways you can contact us
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