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Bridging Finance

Short-term lending for residential, commercial and mixed-use properties. Competitive rates. Transparent fee structure.

Download our Bridging Product Guide

Contact us about Bridging Finance.

Asim Shirwani

Director of Originations, Bridging

+44 (0) 7843 085 668
ashirwani@cynergybank.co.uk

Gary Clark

Relationship Director, Bridging

+44 (0) 7483 085 616
gclark@cynergybank.co.uk

LATEST DEAL

£2.1m development exit facility for Hampshire-based housing developer. Read more here.

Residential investment

Ideal for individuals looking to purchase a new investment property before selling their current one. We offer loans tailored to fit your timeline and financial situation.

Commercial loans

Commercial loans

Designed for businesses that need quick access to capital for property transactions, expansions, or other urgent financial requirements.

Mixed-use loans

Mixed-use loans

Short-term loans to support mixed-use property purchases: that is properties with both residential and commercial elements.

Product details

IMPORTANT: Any property used as security may be repossessed if you do not keep up with repayments.

Loan amount

£2m-£20m for Residential investment loans

£2m-£10m for Commercial and Mixed-use loans.

Loan terms

Up to 12 months for Residential properties.

Up to 9 months for Commercial and Mixed-use properties.

Max Loan to Value (LTV)

Residential: 75%

Mixed-use: 70%

Commercial: 60%

Transparent fees

An application fee of 2% paid upfront or added to the loan amount (subject to max LTV).

Ready to bridge your finance gap?

Speak to our Bridging Finance team

Contact us

Property intermediaries, visit our online portal

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IMPORTANT: *This is an unregulated product. Any property used as security may be repossessed if you do not keep up with repayments.